Family Helper > Adoption > Adoption and Money


The Financial Guide to
Bringing Home Your Child

By Robin Hilborn

First edition, 2005
$12 / ISBN 0-9733470-5-8


Cost of domestic adoption
Cost of raising a child to age 18
Cost of intercountry adoption
China: detailed costs
Costs by country
Ease money stress with an adoption budget
Seven money questions
In the news

Save money on travel expenses
      Airline adoption fares
      Discount air fares
      How to buy cheap air tickets

Ways to finance your adoption
      U.S. grant and loan web sites
Fundraising to pay for your adoption
      Money-making ideas galore
      Get donations
      When fundraising becomes a business
Fundraising 101: start with hot chocolate    By Paulene Hinds
Find a subsidy for adopting special needs children
      NACAC's subsidy profiles

Federal government benefits
      Child Tax Benefit
      Parental Leave
      Adoption Tax Credit
Employer benefits
      Family-friendly companies
      U.S. employer benefits
      Lobby your employer for benefits
      What adoption benefits do U.S. companies offer?



How to order Adoption and Money

We present "the financial guide to bringing home your child". Adoption and Money covers the costs of domestic public, domestic private and international adoption, plus how to pay for an adoption with savings, grants, loans, company benefits, paid leave from work, and tax breaks.

Explore ways to save money on travel expenses (cheap air fare), and ways to make money, like fundraisers. Be sure to collect all the benefits and subsidies you're due. Includes an actual expense sheet for China, and a budget planner. (See excerpt below.)

To order a copy, fill in this form and send with your cheque to: 220 Summerhill Rd., Southampton, Ont. N0H 2L0 Canada.

Please send me one copy of Adoption and Money (#46) I enclose a $12 cheque to "Robin Hilborn".
  Street address:

Price in Canada is Can$12. In the U.S., US$12. Elsewhere, US$18. Sorry, no credit cards.
Robin Hilborn is publisher of the Family Helper series.

Discount. Adoption and Money (#46) is also available at a discount ($9) when you order four or more titles from the Family Helper series. See the form at Family Helper, and choose the editions you'd like to order.


From the Introduction
By Robin Hilborn

The money has to come from somewhere ...

If you're thinking seriously of adopting, don't let worries about cost deter you. Yes, on the one hand, adoption can be expensive (if you don't use the public system). On the other hand, there are ways to make it affordable.

In "Adoption and Money" I've looked at both sides: the money going out -- fees and expenses -- and coming in -- grants, loans, fundraising and the like.

On the outgoing side, I cover the costs of your three adoption options: Domestic Public, Domestic Private and International. A public adoption is essentially free. A private adoption could cost $7,300 to $18,000, while international adoption starts at $10,000 and rises to $35,000 and more.

As for the money coming in, look at the possibilities: savings, grants, loans, company benefits, paid leave from work, tax credits.

When adopting a child with special needs you may qualify for a subsidy, which I explain in "Find a subsidy". I've included a glossary where, for example, you can find the meaning of "special needs".

Then there are ways to save money, especially on travel expenses like air tickets. You could use the list of discounters for your everyday air travel too.

But more than saving money, how about making some? Read about Paulene Hinds' fundraiser that just kept on growing, and actual fundraising schemes that developed into profitable home businesses.

That's quite a variety of financial resources to help you cover the costs of adoption.

With some judicious financial planning, adoption can be an affordable option, one which will make your dream of a family come true.

How to order Adoption and Money


1995 -- Adoption Helper magazine received an Ontario Adoption Award from the Adoption Council of Ontario, "in recognition of its outstanding contribution to the adoption community of Ontario."
1997 -- Jennifer Smart, editor of Post-adoption Helper, received an Ontario Adoption Award from the Adoption Council of Ontario for her work on behalf of adoption causes.
2001 -- Robin Hilborn, editor of Adoption Helper, received an Adoption Activist Award from the North American Council on Adoptable Children for "dedicated work in making adoption information more accessible and providing materials for post-adoptive support".

Robin Hilborn edits and publishes Family Helper, which began as Adoption Helper in 1990. Write to him at

Infertility Adoption Adoption Resource Central Post-adoption Family Tree
Contact: Robin Hilborn,
220 Summerhill Rd., Southampton, Ont. N0H 2L0 Canada
Copyright 2009 Robin Hilborn. All rights reserved
Updated   Apr. 13, 2009

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